Attention homeowners in the Philadelphia and Main LIne areas: Get an Appraisal today!
Here are the top 7 reasons Pennsylvania homeowners use Gottfried Appraisals:
At Gottfried Appraisals, we understand the particular needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. But as a consumer, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at Gottfried Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's market value, not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value report than yours.
Challenging a property tax assessmentIf you live in a region that is going down or not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. That only means you're most likely paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Gottfried Appraisals is your strongest weapon when contesting your property tax assessment.
PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. We are seasoned in helping homeowners just like you delete unnecessary PMI insurance.
HELOC recently frozen?If your house is in a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. Gottfried Appraisals can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for verity? Gottfried Appraisals offers field reviews where we go out and check the subject and comparables. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Gottfried Appraisals can help you with that. Although most review work is commissioned by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion.